csONE Benefit Solutions

On June 1, 2018, the NHADA Board of Directors began a new partnership with Unum to deliver guaranteed-issue employee voluntary benefits to our members through csONE Benefit Solutions.

Voluntary benefits such as term life insurance, AD&D, short-term and long-term disability insurance, accident and critical illness insurance can help employees offset the impact of out-of-pocket medical expenses associated with high-deductible health plans.

Find out more from these informational documents:

Why Unum Unum Claims Process
Valuing Relationships The Benefits of One
Preparing Your Will Voluntary Life
Disability Benefits Critical Illness Insurance

This new partnership was driven by NHADA's commitment to deliver the latest products in one convenient benefit package, supported by expert enrollment processes.

While Laurie Churchill, our NHADA licensed insurance representative, continues to work with our group insurance products, csONE will send information and contact members so that you can look forward to learning more about how these plans can benefit your employees in the near future.

We have chosen a local, New England-based company with more than 100 years of employee benefits focus and expertise. Headquartered in Portland, ME, Unum administers benefits right in our backyard. Unum has the financial strength to bring innovative solutions and unsurpassed service to your business. In today's evolving employee benefits landscape, one thing has remained clear — employees still need, and want, financial protection. Unum's diverse supplemental insurance options can ensure that your employees have access to the coverage they desire.

csONE Benefit Solutions, headquartered in Concord, will provide local, personalized customer service, education and enrollment support for Unum Voluntary Worksite products as well as Flexible Benefits that include Flexible Spending Accounts.

Unum also offers financial protection that can help protect your identity in today's unstable credit world. A major credit bureau recently experienced a breach potentially impacting about 143 million people. With your personal info, criminals can open accounts, file tax returns, buy property and more. Don't wait to get identity theft protection. Get a helping hand with free identity theft recovery through Unum for support when you need it most, simply by meeting with a csONE representative during a voluntary worksite benefits enrollment.